Category Archives: BRAINSTORMING A BUDGET PLAN

SLASHING HOMEOWNERS INSURANCE COSTS: PART II

Image by SAIYED IRFAN A on Pixabay/ Text by SJKeyChronicles The Aftereffects Of A Recent Hurricane When Hurricane Michael hit the Panhandle of Florida in October of 2018, I feared the integrity of my home would be seriously tested by the anticipated wind gusts for my area. Even though we did have severe conditions and horrific rainfall, there was no resultant damage to my power lines or metal roof. But there could have been. One of my neighbors had a tree fall on the electrical service lines […]

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MY NINE YEAR OLD LAPTOP WITH BROKEN CASE

Sad State Of Affairs My son Eric. who runs a computer repair shop in Canton, New York, headed up the acquisition of a new laptop computer for me in the year 2010. I have been using it for the last 10 years. He was able to get a good deal for me for about $700 back then. The only major improvements he made to it in that span of time was to upgrade the RAM and Hard Drive when the original parts became obsolete. The last upgrade […]

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MY STORM SURVIVAL STRATAGIES: FRESH THINKING

In Retrospect While writing two previous blogs about hurricanes, “Hurricanes And The Country House” and “Storms Affecting Your Budget“, I received inspiration from local stories that covered the aftermath of Hurricane Michael, a Category 5 super storm which devastated Gulf Coast communities in the month of October, 2018. We were also impacted by the high winds as well going over the top of our house, but that particular weather event only caused a power outage for about 48 hours or so. We were fortunate to have no […]

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MY FIRST ENGAGING NOVEL & THE CLIMACTIC SEQUEL PUBLISHED

Reviewing The Inspiration For My Story Line(s) In my previous LEARNING TO WRITE article Learning To Write:My First Novel Part II, I told of how I have always been fascinated by the Navy SEAL Team’s enigmatic aura. When we visited their dedicated Museum in Ft. Pierce, we got to see the Maersk Alabama cargo ship life boat that held the ship’s captain hostage while being driven away by Somali pirates. The movie that depicts the document drama, Captain Phillips, was quite revealing and did incorporate maneuvers by […]

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COMMENTARY DILEMMA: PART II_ TRYING TO CONNECT WITH MY FOLLOWERS

Who Are My Followers I have tried to get a profile of my followers and I can’t get a fix on what you like or really want to read about. All comments indicate that you are appreciative of what I have to say, but don’t offer any specifics. If I don’t know what issues you are facing, I can’t really help! When I first started my blog, I decided to write about all the experiences I encountered. From adventurous survival tactics, budgeting money techniques, buying and fixing […]

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BUDGETING YOUR ELECTRONIC GADGETS BILLINGS: PART IV

What Services Can You Budget? I asked these questions in one of my my first posts about Budgeting Your Electronic Gadgets Billings: Part I: “Are electronic gadget utility bills a major budget concern for you? Do you want to save money on your electronic gadget service provider bills each month? Can you drastically reduce the amounts you are paying now?” For answers and insights into these inquiries, I will provide some updates to what I did then as well as devolve what I know now. Once again, I […]

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THE ART OF CYBER CRIME

Equifax Conundrum While I was creating this blog, I received a notice from the Equifax Breach Settlement Administrator informing me of the following: “In September of 2017, Equifax announced it experienced a data breach, which impacted the personal information of approximately 147 million people. Equifax has reached a proposed settlement to resolve class action lawsuits brought by consumers alleging Equifax failed to adequately protect their personal information. Equifax denies any wrongdoing, and no judgment or finding of wrongdoing has been made.  If your personal information was impacted […]

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THE COMMENTARY DILEMMA:PART I

Who Are My Readers I have tried to get a profile of my readers and I can’t get a fix on what you like or really want to read about. All comments indicate that you are appreciative of what I have to say, but don’t offer any specifics. If I don’t know what issues you are facing, I can’t really help! I decided to write about all the experiences in my life when I started my blog. From life adventures, budgeting money, buying and fixing up a […]

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BUDGETING YOUR ELECTRONIC GADGETS BILLINGS: PART III

Do You Really Need Cell Phone Insurance? When I wrote “Budgeting Your Electronic Billings: Part II“, I advised at the end of that article to buy insurance for your phone. That plan worked well for me when I had my first iPhone through Sprint because the phone had issues all the time. When I traded it in for an iPhone 6, I had no problems at all and wondered if I should take another hard look at that protective option. What influenced my decision to reconsider was a […]

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BUDGETING YOUR ELECTRONIC GADGETS BILLINGS: PART II

What Influences Your Purchase In my previous article, “Budgeting Your Electronic Gadgets Billing Should: Part I“, I basically talked about the cost of dealing with the utility providers. It has been my most popular blog for some reason. Even though I write about many different topics, it seems like the cost of having electronic gadgets and the systems that make them work is of paramount concern for most readers. When I go on the internet to look for similar input from other sources, I find very little […]

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